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Testimonials



Peter and Liz Beasley

I would like to recommend the services of Mortgage Freedom.

I recently tried to re-arrange my finances, but was unsure of how to go about this, and being self-employed felt that my options were limited.

I have known Dennis Freeman for some time, and I approached him to seek his assistance.

He and his team not only arranged a brilliant loan package tailored to suit my own unique circumstances, they also provided a level of service and support that was incredible.

My new loan package is amazing, and I now feel for the first time that my money is working for me, not for a bank!

I would happily recommend Mortgage Freedom to anyone.


Ian Smith

We tell everyone that we owe our children a debt of gratitude - because if they hadn't entered that home entertainment system lottery, we never would have met your Consultant - and that meeting has changed our lives!

We are what I call classic "baby boomers", enjoying a reasonably high standard of living, but wondering what we'd do once we hit retirement. We now can see what we can achieve and are so very grateful for that opportunity.

Just as importantly for us is the way we have been treated as individuals during the whole set up process - during the time we were arranging our new Mortgage Freedom Program, I was faced with some decisions regarding my employment and salary package. The team at Mortgage Freedom were able to assist me make informed decisions regarding my options, and this has further enhanced my trust and belief in Mortgage Freedom.


Liam & Liz Tier

OK, I admit it - I was very sceptical about the Program.

I had heard of people who tried a Line of Credit, and who were unhappy with the results, so yes, I was cynical about what you offered, it seemed too good to be true.

But of course as we have found, the difference is the service you and your staff provide, especially the Monitoring and the sense of achieving a goal together.

We did not realise there were so many varying types of Lines of Credit available and being marketed by the banks.

The deciding factor for us was the process and care you took in selecting a LOC product that really suited our special needs and which we were comfortable with using.

We were also impressed with your suggestion to become comfortable using our new product for a period of time before looking at the investment program; this completely took the pressure off us.

My family and I thank you, Dennis - there is now light at the end of the tunnel, and we can see the future potential clearly.


Mal and Glen Dalton

Around five years ago, we started to think about our imminent retirement, and we realised it was going to be necessary to increase our wealth and particularly our passive income if we were to enjoy a life style without a job. We, like most people our age, had some savings in Superannuation, had raised a family and had concentrated on trying to pay off our home mortgage - wealth creation and retirement planning was for wealthy people!

Though we were sceptical and did not really believe what we were shown we took a risk, put our trust in Mortgage Freedom, used the equity in our family home, followed the Mortgage Freedom Program, and bought our first investment property - today, five years down the track, we are buying our fifth investment property!

This can work for everyone; we can all achieve success and look forward to a comfortable retirement being financially secure.


Michael Paull

I am more than happy to recommend Mortgage Freedom to anyone - I have already referred my own brother, parents and several friends to them!

My partner and I feel very strongly that we have made the wisest financial decision possible, becoming part of the Mortgage Freedom Program.

How we feel is this - as "customers" we don't know the questions to ask a Bank - and Bank's haven't told us because we haven't asked - Catch 22.

With Mortgage Freedom, to our surprise information is provided and questions answered that in some cases we didn't even realise it was out right to ask!

This is going to be great for us!


Ray and Karen Benjamin

Ray and I would like to highly recommend Mortgage Freedom to anyone wishing to minimise their home loan and/or become property investors.

Ray I joined with Dennis Freeman's company approximately 3 years ago. Prior to that we were paying off a mortgage the traditional way, with fortnightly repayments. Since commencing our revolving line of credit we have used the equity in our home to purchase another property for ourselves, and use our existing home as an investment property.

It has been an exciting time watching the original home loan reduce significantly month by month. The most difficult part of this whole concept has been to use a credit card for all living expenses, especially when you have been educated all your life to pay cash. These days we find we carry very little cash.

We cannot recommend Dennis and his company highly enough. We have found them to be supportive, helpful, knowledgeable, patient and to take a genuine interest in our affairs. Distance has not been an issue and all calls have been returned promptly and courteously.

Thank you Dennis and Associates for showing us a better way to get out of the traditional Home Loan cycle. It has certainly worked for us, and I am sure that in the not too distant future we will be looking to purchase another investment property.

If this can work for Ray and I then I am sure it can work for others as well.


Peter Linnehan

I am writing to you on behalf of my parents and well as myself. As you are fully aware, we have recently changed our investment and residential loans to you product at Mortgage Freedom.

We wish to thank you and your staff at Mortgage Freedom for their professionalism, advice and understanding of our personal requirements.

We are extremely delighted with a number of elements of your product

  • The personalised service provided by your staff to us as potential clients.
  • The on-going commitment by your staff in maintaining and monitoring our progress toward mortgage freedom.
  • The financial versatility Mortgage Freedom products offer to us as everyday Australians.
  • The establishment fee of our Mortgage Freedom product, which seemed larger at the time, has paled into insignificance when compared to the saving we have made against our previous loan arrangements with another institution.
We were becoming disillusioned with the inflexibility of larger banks/ financial institutions and concerned over the spiralling cost associated with lending. Traditionally, it would have been easy for us to stay with them and simply accept these concerns. We are so grateful to you and your staff at Mortgage Freedom for giving us the opportunity to step outside the traditional view of having a loan.

Your product has given us a format to use and a sense of achievements toward owning our properties more quickly than once imagined. Thank you.

We look forward to owning our properties sooner, to creating wealth beyond our present portfolio, and to the continuing support Mortgage Freedom provides for us.


David & Sue Phillips

I am writing this letter to inform you Dennis, that since Sue and I came onto the Mortgage Freedom Program through your company, we have noticed some huge differences in our budget. First, we now can pay all our monthly bills on time, plus, we can see the amount on our home loan actually decreasing and the interest is less compared to our previous home loan provider.

To any person or family thinking of changing banks, the Mortgage Freedom Program that Dennis can arrange for you, will certainly make a difference for the better.


Dave and Bridgette Collins

We would like to thank you for all you've done.

We had no idea that a concept like yours existed, nor that your type of personal and ongoing service was possible (having been with the same bank for some years.)

After we had made the decision to join your program we approached our previous bank to tell them we were leaving, it was only then they offered to suggest a different loan facility which we refused.

We can see now having been using your program for over a year that our previous bank could never compete with the monitoring service and ongoing assistance that you provide.

After only being in the program for a relative short time, we can already see we will be debt free in a much shorter time than we ever believed possible.


Mark and Simone Atkinson

We have found Dennis Freeman of Mortgage Freedom to be the most caring, friendly and sincere person that we have ever dealt with in business.

After being with the program (Mortgage Freedom) since February 2000, Dennis has shown us these great qualities he has as a person. On many occasions he has travelled from the Gold Coast to our home on the Sunshine Coast (a two hour drive), to meet with us on weekends at our leisure. We are able to contact Dennis any time, work hours and after with any questions or queries we may have. If unavailable we have found him to be very prompt in returning our call, and answering our questions and investigating our queries.

We are so grateful for the help that we have received from Dennis in setting up our new mortgage, and we are thrilled with the progress we achieved in such a short time.

We look forward to dealing more with Dennis in the future.


Andrew Kalli

Just wanted to say thanks for all your help.

Being a single guy, I tended to not worry too much about my mortgage or my debts, and enjoyed my very social lifestyle.

Looking at your program I was concerned initially that having to "budget" would change my life style, but thank goodness I started the program and soon discovered that we do not necessarily have to alter our lifestyle! that you show us how to change how we make our money work for us.

In the 5 months I've had my new Mortgage Freedom Program, I have seen my loan drop by an amazing $6,000!

And now I'm even considering looking at an investment property.




Mortgage Freedom is part of one of the largest finance mortgage groups in Australia (AFG)

Mortgage Freedom is a full member of the Mortage Industry Association of Australia and a Platinum Member of the Finance Broker Association of Australia



Continuing Sponsors of The Townsville to Cairns Bike Ride Supporting The Children's Cancer Institute of Australia.